/* ════════════════════════════════════════════════════════════
   GOOD PRICE INSURANCE — style.css
   Layout inspired by Save the Children:
     · Full-bleed sections · Diagonal hero slice
     · Split sidebar panels · Bold typography
     · Editorial colour-block rhythm
   Colours: original 4 pastel themes preserved exactly.
   ════════════════════════════════════════════════════════════ */

/* ── RESET ────────────────────────────────────────────────── */
*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}
html {
  scroll-behavior: smooth;
}
body {
  font-family: "Inter", sans-serif;
  color: #1e293b;
  background: #fff;
  line-height: 1.75;
  overflow-x: hidden;
  font-size: 21px;
}
img {
  max-width: 100%;
  display: block;
}

/* ════════════════════════════════════════════════════════════
   THEME TOKENS  — pastel palette, unchanged
   ════════════════════════════════════════════════════════════ */

/* A · Sky Blue (default) */
:root {
  --primary: #1b6ca8;
  --primary2: #155c90;
  --accent: #f59e0b;
  --accent2: #d97706;
  --light: #eff6ff;
  --surface: #f8faff;
  --text: #1e293b;
  --muted: #64748b;
  --border: rgba(27, 108, 168, 0.14);
}

/* B · Fresh Green */
body.theme-b {
  --primary: #1c6b44;
  --primary2: #155533;
  --accent: #e8603a;
  --accent2: #c94e2b;
  --light: #f0faf4;
  --surface: #f8fdf9;
  --text: #1a2e22;
  --muted: #5a7060;
  --border: rgba(28, 107, 68, 0.14);
  font-family: "DM Sans", sans-serif;
}
body.theme-b .section-title,
body.theme-b .hero-title,
body.theme-b .svc-title,
body.theme-b .quote-form h3,
body.theme-b .contact-info h3,
body.theme-b .logo-text,
body.theme-b .stat-num,
body.theme-b .testi-rating-score {
  font-family: "Fraunces", serif;
}

/* C · Warm Gold */
body.theme-c {
  --primary: #92600a;
  --primary2: #7a5008;
  --accent: #c2410c;
  --accent2: #9a3409;
  --light: #fffbeb;
  --surface: #fefce8;
  --text: #1c1407;
  --muted: #78600a;
  --border: rgba(146, 96, 10, 0.14);
  font-family: "DM Sans", sans-serif;
}
body.theme-c .section-title,
body.theme-c .hero-title,
body.theme-c .svc-title,
body.theme-c .quote-form h3,
body.theme-c .contact-info h3,
body.theme-c .logo-text,
body.theme-c .stat-num,
body.theme-c .testi-rating-score {
  font-family: "Playfair Display", serif;
}

/* D · Rose Blush */
body.theme-d {
  --primary: #9d174d;
  --primary2: #831843;
  --accent: #d97706;
  --accent2: #b45309;
  --light: #fff1f5;
  --surface: #fff7f9;
  --text: #1a0a10;
  --muted: #7c3050;
  --border: rgba(157, 23, 77, 0.14);
  font-family: "DM Sans", sans-serif;
}
body.theme-d .section-title,
body.theme-d .hero-title,
body.theme-d .svc-title,
body.theme-d .quote-form h3,
body.theme-d .contact-info h3,
body.theme-d .logo-text,
body.theme-d .stat-num,
body.theme-d .testi-rating-score {
  font-family: "Fraunces", serif;
}

/* ════════════════════════════════════════════════════════════
   STYLE SWITCHER
   ════════════════════════════════════════════════════════════ */
#style-switcher {
  position: fixed;
  bottom: 24px;
  right: 24px;
  z-index: 9999;
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 8px;
  font-family: "Inter", sans-serif;
}
.switcher-label {
  background: rgba(0, 0, 0, 0.75);
  color: #fff;
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 5px 14px;
  border-radius: 50px;
  backdrop-filter: blur(8px);
}
.switcher-pills {
  display: flex;
  gap: 5px;
  background: rgba(255, 255, 255, 0.97);
  border-radius: 50px;
  padding: 5px 7px;
  border: 1px solid rgba(0, 0, 0, 0.07);
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.16);
  max-width: calc(100vw - 48px);
  overflow-x: auto;
}
.switcher-pill {
  display: flex;
  align-items: center;
  gap: 7px;
  padding: 7px 15px;
  border-radius: 50px;
  cursor: pointer;
  border: none;
  font-size: 0.78rem;
  font-weight: 600;
  white-space: nowrap;
  background: transparent;
  color: #555;
  transition: all 0.22s cubic-bezier(0.34, 1.56, 0.64, 1);
}
.switcher-pill .swatch {
  width: 11px;
  height: 11px;
  border-radius: 50%;
  flex-shrink: 0;
}
.switcher-pill.active {
  color: #fff;
  transform: scale(1.05);
  box-shadow: 0 3px 10px rgba(0, 0, 0, 0.18);
}
.switcher-pill.theme-a .swatch {
  background: linear-gradient(135deg, #1b6ca8, #f59e0b);
}
.switcher-pill.theme-b .swatch {
  background: linear-gradient(135deg, #1c6b44, #e8603a);
}
.switcher-pill.theme-c .swatch {
  background: linear-gradient(135deg, #92600a, #c2410c);
}
.switcher-pill.theme-d .swatch {
  background: linear-gradient(135deg, #9d174d, #d97706);
}
.switcher-pill.active.theme-a {
  background: linear-gradient(135deg, #1b6ca8, #2580c5);
}
.switcher-pill.active.theme-b {
  background: linear-gradient(135deg, #1c6b44, #258054);
}
.switcher-pill.active.theme-c {
  background: linear-gradient(135deg, #92600a, #b07a14);
}
.switcher-pill.active.theme-d {
  background: linear-gradient(135deg, #9d174d, #be1d5e);
}

/* Flash transition */
body::after {
  content: "";
  position: fixed;
  inset: 0;
  background: #fff;
  opacity: 0;
  pointer-events: none;
  z-index: 9998;
  transition: opacity 0.15s;
}
body.switching::after {
  opacity: 1;
}

/* ════════════════════════════════════════════════════════════
   UTILITIES
   ════════════════════════════════════════════════════════════ */
.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 40px;
}

.section-tag {
  display: inline-block;
  background: color-mix(in srgb, var(--primary) 12%, transparent);
  color: var(--primary);
  border: 1px solid color-mix(in srgb, var(--primary) 24%, transparent);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  padding: 5px 16px;
  border-radius: 50px;
  margin-bottom: 16px;
}
.section-title {
  font-family: "Playfair Display", serif;
  font-size: clamp(2.9rem, 5vw, 4.4rem);
  font-weight: 700;
  color: var(--text);
  line-height: 1.15;
  margin-bottom: 16px;
}
.section-sub {
  color: var(--muted);
  font-size: 1.35rem;
  max-width: 600px;
  line-height: 1.8;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 14px 34px;
  border-radius: 50px;
  font-size: 0.93rem;
  font-weight: 700;
  cursor: pointer;
  text-decoration: none;
  transition: all 0.22s;
  border: 2px solid transparent;
  white-space: nowrap;
}
.btn-primary {
  background: var(--primary);
  color: #fff;
  border-color: var(--primary);
}
.btn-primary:hover {
  background: var(--primary2);
  border-color: var(--primary2);
  transform: translateY(-3px);
  box-shadow: 0 12px 30px color-mix(in srgb, var(--primary) 35%, transparent);
}
.btn-outline {
  background: transparent;
  color: var(--primary);
  border-color: var(--primary);
}
.btn-outline:hover {
  background: var(--primary);
  color: #fff;
  transform: translateY(-3px);
}
.btn-white {
  background: #fff;
  color: var(--primary);
  border-color: #fff;
}
.btn-white:hover {
  background: transparent;
  color: #fff;
  border-color: #fff;
  transform: translateY(-3px);
}
.btn-navy {
  background: var(--accent);
  color: #fff;
  border-color: var(--accent);
}
.btn-navy:hover {
  background: var(--accent2);
  border-color: var(--accent2);
  transform: translateY(-3px);
  box-shadow: 0 12px 30px color-mix(in srgb, var(--accent) 35%, transparent);
}

/* ════════════════════════════════════════════════════════════
   TOP BAR  — slim contact strip above the nav
   ════════════════════════════════════════════════════════════ */
#top-bar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: color-mix(in srgb, var(--primary) 92%, black);
  height: 38px;
}
.top-bar-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 40px;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.top-bar-left {
  display: flex;
  align-items: center;
  gap: 10px;
}
.top-bar-tag {
  font-size: 0.72rem;
  font-weight: 600;
  color: rgba(255,255,255,0.65);
  letter-spacing: 0.04em;
}
.top-bar-right {
  display: flex;
  align-items: center;
  gap: 14px;
}
.top-bar-phone {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  color: #fff;
  text-decoration: none;
  font-size: 0.88rem;
  letter-spacing: 0.02em;
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.22);
  border-radius: 50px;
  padding: 4px 14px 4px 10px;
  transition: background 0.2s;
}
.top-bar-phone:hover {
  background: rgba(255,255,255,0.22);
}
.top-bar-phone strong {
  font-size: 0.92rem;
  font-weight: 700;
  letter-spacing: 0.04em;
}
.top-bar-divider {
  width: 1px;
  height: 14px;
  background: rgba(255,255,255,0.22);
  flex-shrink: 0;
}
.top-bar-link {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.62);
  text-decoration: none;
  transition: color 0.2s;
  white-space: nowrap;
}
a.top-bar-link:hover {
  color: #fff;
}

/* ════════════════════════════════════════════════════════════
   NAV  — white bar, primary bottom border (STC nav pattern)
   ════════════════════════════════════════════════════════════ */
nav {
  position: fixed;
  top: 38px;            /* sit below top bar */
  left: 0;
  right: 0;
  z-index: 999;
  background: rgba(255, 255, 255, 0.97);
  backdrop-filter: blur(12px);
  border-bottom: 3px solid var(--primary);
  padding: 0 40px;
  transition: box-shadow 0.3s;
}
.nav-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 80px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}
.logo-icon {
  width: 46px;
  height: 46px;
  border-radius: 10px;
  background: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  flex-shrink: 0;
}
.logo-text {
  font-family: "Playfair Display", serif;
  font-size: 3.4rem;
  color: var(--text);
  line-height: 1.15;
  font-weight: 700;
}
.logo-text span {
  display: block;
  font-family: "Inter", sans-serif;
  font-size: 0.9rem;
  font-weight: 400;
  color: var(--muted);
  letter-spacing: 0.05em;
  margin-top: 1px;
}

/* Logo image (nav + footer) */
.nav-logo-img {
  height: 56px;
  width: auto;
  display: block;
  background: #fff;
  border-radius: 8px;
  padding: 4px 10px;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
}
.footer-logo-img {
 
  width: auto;
  display: block;
  background: #fff;
  border-radius: 10px;
  padding: 8px 18px;
  margin-bottom: 16px;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
  list-style: none;
}
.nav-links a {
  color: var(--text);
  text-decoration: none;
  font-size: 1rem;
  font-weight: 600;
  padding: 8px 14px;
  border-radius: 8px;
  transition:
    background 0.18s,
    color 0.18s;
}
.nav-links a:hover {
  background: var(--primary);
  color: #fff;
}
.nav-cta {
  margin-left: 8px;
  font-size: 0.93rem !important;
  padding: 10px 22px !important;
  border-radius: 50px !important;
}
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 6px;
}
.hamburger span {
  width: 22px;
  height: 2px;
  background: var(--text);
  border-radius: 2px;
  transition: 0.3s;
}
.mobile-menu {
  display: none;
  background: #fff;
  padding: 20px 24px;
  border-top: 1px solid var(--border);
}
.mobile-menu.open {
  display: block;
}
.mobile-menu ul {
  list-style: none;
}
.mobile-menu ul li a {
  display: block;
  padding: 13px 0;
  color: var(--text);
  text-decoration: none;
  font-size: 0.93rem;
  font-weight: 600;
  border-bottom: 1px solid var(--border);
  transition: color 0.2s;
}
.mobile-menu ul li a:hover {
  color: var(--primary);
}
.mobile-menu .btn {
  margin-top: 16px;
  width: 100%;
  justify-content: center;
}

/* ════════════════════════════════════════════════════════════
   HERO  — full-bleed primary colour block + diagonal slice
   (STC: solid hero bg, white content below)
   ════════════════════════════════════════════════════════════ */
#home {
  width: 100%;
  min-height: 100vh;
  background: linear-gradient(
    140deg,
    var(--primary) 0%,
    color-mix(in srgb, var(--primary) 80%, var(--accent)) 100%
  );
  position: relative;
  display: flex;
  align-items: center;
  overflow: hidden;
  padding-top: 118px;   /* 38px top-bar + 80px nav */
}
/* Decorative shapes */
#home::before {
  content: "";
  position: absolute;
  top: -120px;
  right: -120px;
  width: 520px;
  height: 520px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.06);
  pointer-events: none;
}
/* Diagonal white slice at bottom */
#home::after {
  content: "";
  position: absolute;
  bottom: -1px;
  left: 0;
  right: 0;
  height: 90px;
  background: #fff;
  clip-path: polygon(0 100%, 100% 0, 100% 100%);
  z-index: 2;
}
.hero-bg-pattern {
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    radial-gradient(
      circle at 8% 60%,
      rgba(255, 255, 255, 0.08) 0%,
      transparent 45%
    ),
    radial-gradient(circle at 92% 15%, rgba(0, 0, 0, 0.12) 0%, transparent 40%);
}
.hero-grid {
  width: 100%;
  display: grid;
  grid-template-columns: 1fr 540px;
  gap: 64px;
  align-items: center;
  position: relative;
  z-index: 1;
  padding: 80px 0 120px;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.18);
  border: 1.5px solid rgba(255, 255, 255, 0.45);
  color: #fff;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  padding: 7px 18px;
  border-radius: 50px;
  margin-bottom: 24px;
}
.hero-badge::before {
  content: "";
  width: 7px;
  height: 7px;
  background: #fff;
  border-radius: 50%;
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0%,
  100% {
    opacity: 1;
    transform: scale(1);
  }
  50% {
    opacity: 0.4;
    transform: scale(1.6);
  }
}
.hero-title {
  font-family: "Playfair Display", serif;
  font-size: clamp(3.4rem, 6.5vw, 5.6rem);
  color: #fff;
  line-height: 1.08;
  margin-bottom: 22px;
  font-weight: 700;
}
.hero-title em {
  font-style: italic;
  color: rgba(255, 255, 255, 0.85);
}
.hero-sub {
  color: rgba(255, 255, 255, 0.88);
  font-size: 1.35rem;
  max-width: 500px;
  margin-bottom: 38px;
  line-height: 1.75;
}
.hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 56px;
}
.hero-stats {
  display: flex;
  gap: 36px;
  flex-wrap: wrap;
  padding-top: 32px;
  border-top: 1px solid rgba(255, 255, 255, 0.25);
}
.stat-num {
  font-family: "Playfair Display", serif;
  font-size: 3.2rem;
  color: #fff;
  font-weight: 700;
  line-height: 1;
}
.stat-lbl {
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.7);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-top: 4px;
}

/* Hero card — floats right, elevated */
.hero-card {
  background: #fff;
  border-radius: 16px;
  box-shadow: 0 32px 80px rgba(0, 0, 0, 0.22);
  overflow: hidden;
  width: 100%;
  position: relative;
  z-index: 3;
  border: none;
}
.hero-img-wrap {
  width: 100%;
  height: 300px;
  overflow: hidden;
  position: relative;
  background: var(--light);
}
.hero-img-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  display: block;
  transition: transform 0.5s ease;
}
.hero-img-wrap:hover img {
  transform: scale(1.04);
}
.hero-img-placeholder {
  position: absolute;
  inset: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 8px;
}
.hero-img-placeholder span {
  font-size: 2.8rem;
  opacity: 0.3;
}
.hero-img-placeholder p {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--muted);
  opacity: 0.5;
}
.hero-card-body {
  padding: 36px 40px 40px;
}
.hero-card h3 {
  font-family: "Playfair Display", serif;
  color: var(--text);
  font-size: 1.6rem;
  font-weight: 700;
  margin-bottom: 22px;
  padding-bottom: 16px;
  border-bottom: 2px solid var(--primary);
}
.hero-card h3 span {
  color: var(--primary);
}
.coverage-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.coverage-item {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 15px 18px;
  background: var(--light);
  border-left: 4px solid var(--primary);
  border-radius: 0 8px 8px 0;
  transition: 0.2s;
}
.coverage-item:hover {
  background: color-mix(in srgb, var(--primary) 8%, transparent);
  transform: translateX(4px);
}
.cov-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  flex-shrink: 0;
}
.cov-title {
  color: var(--text);
  font-weight: 700;
  font-size: 1.1rem;
}
.cov-sub {
  color: var(--muted);
  font-size: 0.95rem;
  margin-top: 2px;
}

/* ════════════════════════════════════════════════════════════
   TRUST BAR  — full-bleed primary strip
   ════════════════════════════════════════════════════════════ */
.trust-bar {
  background: var(--primary);
  padding: 16px 40px;
  width: 100%;
}
.trust-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 14px;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 9px;
  color: rgba(255, 255, 255, 0.92);
  font-weight: 600;
  font-size: 0.87rem;
}
.trust-item span {
  font-size: 1rem;
}

/* ════════════════════════════════════════════════════════════
   SERVICES  — white on surface, 4-col cards with top accent bar
   ════════════════════════════════════════════════════════════ */
#services {
  width: 100%;
  padding: 110px 0;
  background: var(--surface);
}
.services-header {
  text-align: center;
  margin-bottom: 64px;
}
.services-header .section-sub {
  margin: 0 auto;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}
.service-card {
  background: #fff;
  border-radius: 12px;
  padding: 52px 38px;
  box-shadow: 0 2px 20px rgba(0, 0, 0, 0.05);
  border-top: 5px solid var(--primary);
  transition: 0.28s cubic-bezier(0.2, 0.8, 0.2, 1);
  display: flex;
  flex-direction: column;
  position: relative;
  overflow: hidden;
}
.service-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 24px 52px rgba(0, 0, 0, 0.11);
}
.svc-icon {
  width: 80px;
  height: 80px;
  border-radius: 16px;
  background: color-mix(in srgb, var(--primary) 12%, transparent);
  border: 1.5px solid color-mix(in srgb, var(--primary) 20%, transparent);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2.4rem;
  margin-bottom: 26px;
  flex-shrink: 0;
}
.svc-title {
  font-family: "Playfair Display", serif;
  font-size: 1.9rem;
  color: var(--text);
  margin-bottom: 14px;
  font-weight: 700;
}
.svc-desc {
  color: var(--muted);
  font-size: 1.2rem;
  line-height: 1.9;
  margin-bottom: 24px;
  flex: 1;
}
.svc-link {
  color: var(--primary);
  font-weight: 700;
  font-size: 1rem;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: gap 0.2s;
}
.svc-link:hover {
  gap: 12px;
}

/* ════════════════════════════════════════════════════════════
   STATES  — light band, centred pill grid
   ════════════════════════════════════════════════════════════ */
#states {
  width: 100%;
  background: var(--light);
  padding: 96px 0;
  text-align: center;
}
#states .section-title {
  margin-bottom: 12px;
}
#states .section-sub {
  margin: 0 auto 48px;
}
.states-grid {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px;
  margin-bottom: 36px;
}
.state-pill {
  background: #fff;
  border: 1.5px solid var(--border);
  color: var(--text);
  padding: 10px 22px;
  border-radius: 50px;
  font-size: 0.97rem;
  font-weight: 600;
  transition: 0.2s;
  cursor: default;
}
.state-pill:hover {
  background: var(--primary);
  color: #fff;
  border-color: var(--primary);
}
.state-pill.home {
  background: var(--primary);
  color: #fff;
  border-color: var(--primary);
}
.states-note {
  color: var(--muted);
  font-size: 0.97rem;
}
.states-note strong {
  color: var(--primary);
}

/* ════════════════════════════════════════════════════════════
   ABOUT  — STC split panel: coloured sidebar + white main
   ════════════════════════════════════════════════════════════ */
#about {
  width: 100%;
}
.about-inner {
  display: grid;
  grid-template-columns: 340px 1fr;
}
.about-sidebar {
  background: var(--primary);
  padding: 72px 48px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.about-sidebar .section-tag {
  background: rgba(255, 255, 255, 0.22);
  border-color: rgba(255, 255, 255, 0.35);
  color: #fff;
}
.about-sidebar .section-title {
  color: #fff;
  font-size: clamp(2.1rem, 3.2vw, 2.9rem);
}
.about-sidebar .section-sub {
  color: rgba(255, 255, 255, 0.82);
  max-width: 100%;
}
.about-main {
  padding: 72px 64px;
  background: #fff;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.about-content--full {
  max-width: 100%;
}
.about-body-text {
  color: var(--muted);
  font-size: 1.2rem;
  margin-bottom: 32px;
  line-height: 1.85;
}
.values-list {
  list-style: none;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 16px;
  margin-bottom: 36px;
}
.value-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 20px;
  background: var(--light);
  border-left: 4px solid var(--primary);
  border-radius: 0 10px 10px 0;
}
.value-icon {
  font-size: 1.4rem;
  flex-shrink: 0;
  margin-top: 2px;
}
.value-text strong {
  display: block;
  color: var(--text);
  font-size: 1.2rem;
  margin-bottom: 4px;
  font-weight: 700;
}
.value-text span {
  color: var(--muted);
  font-size: 1.2rem;
}
.about-ctas {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

/* ════════════════════════════════════════════════════════════
   TESTIMONIALS  — surface bg, 3-col card grid
   ════════════════════════════════════════════════════════════ */
#testimonials {
  width: 100%;
  padding: 110px 0;
  background: var(--surface);
  position: relative;
  overflow: hidden;
}
#testimonials::before {
  content: '"';
  position: absolute;
  top: -80px;
  left: 50%;
  transform: translateX(-50%);
  font-family: Georgia, serif;
  font-size: 28rem;
  color: color-mix(in srgb, var(--primary) 5%, transparent);
  line-height: 1;
  pointer-events: none;
  user-select: none;
}
.testi-header {
  text-align: center;
  margin-bottom: 68px;
}
.testi-header .section-sub {
  margin: 0 auto;
}
.testi-rating-bar {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  margin-top: 28px;
  flex-wrap: wrap;
}
.testi-rating-score {
  font-family: "Playfair Display", serif;
  font-size: 3.4rem;
  color: var(--primary);
  font-weight: 700;
  line-height: 1;
}
.testi-rating-detail {
  text-align: left;
}
.testi-rating-stars {
  color: var(--accent);
  font-size: 1.25rem;
  letter-spacing: 3px;
}
.testi-rating-count {
  font-size: 0.82rem;
  color: var(--muted);
  margin-top: 3px;
}
.testi-rating-divider {
  width: 1px;
  height: 44px;
  background: var(--border);
}
.testi-rating-badges {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.testi-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: color-mix(in srgb, var(--primary) 7%, transparent);
  border: 1px solid color-mix(in srgb, var(--primary) 16%, transparent);
  border-radius: 50px;
  padding: 5px 14px;
  font-size: 0.73rem;
  font-weight: 700;
  color: var(--primary);
  letter-spacing: 0.05em;
}
.testi-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.testi-card {
  background: #fff;
  border-radius: 16px;
  padding: 44px;
  box-shadow: 0 4px 24px rgba(0, 0, 0, 0.06);
  border-top: 4px solid var(--primary);
  position: relative;
  transition: 0.28s cubic-bezier(0.2, 0.8, 0.2, 1);
  display: flex;
  flex-direction: column;
}
.testi-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.11);
}
.testi-card.featured {
  background: linear-gradient(
    150deg,
    var(--light),
    color-mix(in srgb, var(--primary) 7%, white)
  );
  border-top-color: var(--primary);
  box-shadow: 0 8px 40px color-mix(in srgb, var(--primary) 14%, transparent);
}
.testi-coverage-tag {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  background: color-mix(in srgb, var(--accent) 10%, transparent);
  border: 1px solid color-mix(in srgb, var(--accent) 22%, transparent);
  color: var(--accent2);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  padding: 4px 12px;
  border-radius: 50px;
  margin-bottom: 16px;
  width: fit-content;
}
.testi-quote {
  font-size: 4rem;
  line-height: 0.75;
  color: var(--primary);
  font-family: Georgia, serif;
  margin-bottom: 14px;
  opacity: 0.45;
}
.testi-text {
  color: var(--text);
  font-size: 1.28rem;
  line-height: 1.9;
  margin-bottom: 26px;
  font-style: italic;
  flex: 1;
}
.testi-author {
  display: flex;
  align-items: center;
  gap: 14px;
  padding-top: 20px;
  border-top: 1.5px solid var(--border);
}
.testi-avatar {
  width: 68px;
  height: 68px;
  border-radius: 50%;
  flex-shrink: 0;
  background: color-mix(in srgb, var(--primary) 12%, transparent);
  border: 2.5px solid color-mix(in srgb, var(--primary) 28%, transparent);
  overflow: hidden;
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  color: var(--primary);
  font-size: 1rem;
}
.testi-avatar img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: top center;
  display: block;
  position: absolute;
  inset: 0;
}
.testi-name {
  font-weight: 700;
  color: var(--text);
  font-size: 1.15rem;
}
.testi-loc {
  color: var(--muted);
  font-size: 0.86rem;
  margin-top: 2px;
}
.stars {
  color: var(--accent);
  font-size: 1rem;
  letter-spacing: 2px;
  margin-bottom: 4px;
}

/* ════════════════════════════════════════════════════════════
   CONTACT  — STC split: coloured sidebar + form panel
   ════════════════════════════════════════════════════════════ */
#contact {
  width: 100%;
}
.contact-grid {
  display: grid;
  grid-template-columns: 380px 1fr;
}
/* Left sidebar */
.contact-info {
  background: var(--primary);
  padding: 72px 48px;
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
}
.contact-info .section-tag {
  background: rgba(255, 255, 255, 0.22);
  border-color: rgba(255, 255, 255, 0.35);
  color: #fff;
}
.contact-info h3 {
  font-family: "Playfair Display", serif;
  font-size: clamp(2.1rem, 3vw, 2.9rem);
  font-weight: 700;
  color: #fff;
  margin-bottom: 16px;
  line-height: 1.15;
}
.contact-info > p {
  color: rgba(255, 255, 255, 0.82);
  margin-bottom: 36px;
  font-size: 1.15rem;
  line-height: 1.8;
}
.contact-methods {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.contact-method {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 14px 18px;
  border-radius: 10px;
  background: rgba(255, 255, 255, 0.14);
  border: 1px solid rgba(255, 255, 255, 0.22);
  transition: 0.2s;
}
.contact-method:hover {
  background: rgba(255, 255, 255, 0.22);
}
.method-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: rgba(255, 255, 255, 0.22);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  flex-shrink: 0;
}
.method-label {
  font-size: 0.68rem;
  color: rgba(255, 255, 255, 0.62);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
}
.method-value {
  font-weight: 700;
  color: #fff;
  font-size: 0.9rem;
  margin-top: 2px;
}

/* Right form panel */
.contact-form-wrap {
  padding: 72px 60px;
  background: var(--surface);
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.quote-form {
  background: #fff;
  border-radius: 16px;
  padding: 48px;
  box-shadow: 0 4px 32px rgba(0, 0, 0, 0.07);
}
.quote-form h3 {
  font-family: "Playfair Display", serif;
  color: var(--text);
  font-size: 1.7rem;
  font-weight: 700;
  margin-bottom: 6px;
}
.quote-form .form-note {
  color: var(--muted);
  font-size: 0.97rem;
  margin-bottom: 26px;
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.form-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin-bottom: 14px;
}
.form-group label {
  font-size: 0.84rem;
  font-weight: 700;
  color: var(--text);
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.form-group input,
.form-group select,
.form-group textarea {
  padding: 12px 16px;
  border: 1.5px solid color-mix(in srgb, var(--primary) 18%, #dde2ec);
  border-radius: 8px;
  font-family: inherit;
  font-size: 1.02rem;
  color: var(--text);
  background: #fff;
  transition: border-color 0.2s;
  outline: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px color-mix(in srgb, var(--primary) 12%, transparent);
}
.form-group textarea {
  resize: vertical;
  min-height: 100px;
}
.form-submit {
  width: 100%;
  padding: 15px;
  font-size: 0.97rem;
  font-weight: 700;
}
.form-privacy {
  text-align: center;
  font-size: 0.76rem;
  color: var(--muted);
  margin-top: 12px;
}

/* ════════════════════════════════════════════════════════════
   FOOTER  — deep primary-tinted dark
   ════════════════════════════════════════════════════════════ */
footer {
  width: 100%;
  background: color-mix(in srgb, var(--primary) 92%, black);
  color: rgba(255, 255, 255, 0.68);
  padding: 68px 0 24px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.8fr 1fr 1fr 1.6fr;
  gap: 40px;
  margin-bottom: 48px;
}
.footer-brand .logo-text {
  color: #fff;
  font-size: 1.3rem;
}
.footer-brand .logo-text span {
  color: rgba(255, 255, 255, 0.4);
}
.footer-brand p {
  font-size: 1rem;
  max-width: 280px;
  line-height: 1.8;
  color: rgba(255, 255, 255, 0.55);
}

/* Footer contact column */
.footer-contact-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
}
.footer-contact-icon {
  font-size: 1rem;
  margin-top: 2px;
  flex-shrink: 0;
}
.footer-contact-label {
  font-size: 0.68rem;
  color: rgba(255, 255, 255, 0.42);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}
.footer-contact-value {
  font-size: 0.88rem;
  color: rgba(255, 255, 255, 0.75);
  font-weight: 600;
  margin-top: 2px;
  line-height: 1.4;
}
.footer-col h4 {
  color: #fff;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin-bottom: 18px;
  padding-bottom: 10px;
  border-bottom: 2px solid rgba(255, 255, 255, 0.18);
}
.footer-col ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.footer-col ul a {
  color: rgba(255, 255, 255, 0.52);
  text-decoration: none;
  font-size: 0.97rem;
  transition: color 0.2s;
}
.footer-col ul a:hover {
  color: #fff;
}
.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding-top: 22px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}
.footer-bottom p {
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.38);
}
.footer-bottom a {
  color: rgba(255, 255, 255, 0.72);
  text-decoration: none;
}
.footer-disclaimer {
  font-size: 0.73rem;
  color: rgba(255, 255, 255, 0.22);
  margin-top: 14px;
  line-height: 1.6;
}
.footer-privacy-policy {
  font-size: 0.73rem;
  color: rgba(255, 255, 255, 0.28);
  margin-top: 12px;
  line-height: 1.65;
}
.footer-license-text {
  font-size: 0.78rem;
}
.logo--footer {
  margin-bottom: 0;
}

/* ════════════════════════════════════════════════════════════
   SCROLL ANIMATION
   ════════════════════════════════════════════════════════════ */
.fade-in {
  opacity: 0;
  transform: translateY(22px);
  transition:
    opacity 0.6s ease,
    transform 0.6s ease;
}
.fade-in.visible {
  opacity: 1;
  transform: none;
}

/* ════════════════════════════════════════════════════════════
   FAQ  — white bg, full-bleed container
   ════════════════════════════════════════════════════════════ */
#faq {
  width: 100%;
  padding: 110px 0;
  background: #fff;
}

.faq-header {
  text-align: center;
  margin-bottom: 64px;
}
.faq-header .section-sub {
  margin: 0 auto;
}

/* Block (one per coverage type) */
.faq-block {
  margin-bottom: 12px;
}

.faq-block-header {
  display: flex;
  align-items: center;
  gap: 18px;
  margin-bottom: 14px;
}
.faq-block-icon {
  width: 58px;
  height: 58px;
  border-radius: 14px;
  flex-shrink: 0;
  background: color-mix(in srgb, var(--primary) 10%, transparent);
  border: 1.5px solid color-mix(in srgb, var(--primary) 18%, transparent);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.7rem;
}
.faq-block-label {
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--primary);
  margin-bottom: 3px;
}
.faq-block-title {
  font-family: "Playfair Display", serif;
  font-size: 1.7rem;
  font-weight: 700;
  color: var(--text);
  line-height: 1.2;
}
.faq-block-intro {
  color: var(--muted);
  font-size: 1.15rem;
  line-height: 1.85;
  margin-bottom: 24px;
  max-width: 700px;
}

/* Accordion */
.faq-group {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 22px;
}

.faq-item {
  border: 1.5px solid var(--border);
  border-radius: 10px;
  overflow: hidden;
  transition:
    border-color 0.25s,
    box-shadow 0.25s;
}
.faq-item:hover {
  border-color: color-mix(in srgb, var(--primary) 30%, transparent);
}
.faq-item.open {
  border-color: var(--primary);
  box-shadow: 0 4px 20px color-mix(in srgb, var(--primary) 12%, transparent);
}

.faq-q {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 18px 22px;
  background: #fff;
  cursor: pointer;
  user-select: none;
  transition: background 0.2s;
}
.faq-item.open .faq-q {
  background: var(--primary);
}

.faq-q-text {
  font-weight: 700;
  font-size: 1.07rem;
  color: var(--text);
  transition: color 0.2s;
}
.faq-item.open .faq-q-text {
  color: #fff;
}

.faq-arrow {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  flex-shrink: 0;
  background: var(--light);
  border: 1.5px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.72rem;
  color: var(--text);
  transition:
    transform 0.3s,
    background 0.2s,
    color 0.2s,
    border-color 0.2s;
}
.faq-item.open .faq-arrow {
  transform: rotate(180deg);
  background: rgba(255, 255, 255, 0.18);
  border-color: rgba(255, 255, 255, 0.35);
  color: #fff;
}

.faq-a {
  max-height: 0;
  overflow: hidden;
  background: #fff;
  transition: max-height 0.35s ease;
}
.faq-item.open .faq-a {
  max-height: 1000px;
}

.faq-a-inner {
  padding: 20px 22px 24px;
  color: var(--text);
  font-size: 1.08rem;
  line-height: 1.86;
  border-top: 1px solid var(--border);
}
.faq-a-inner p {
  margin-bottom: 12px;
}
.faq-a-inner p:last-child {
  margin-bottom: 0;
}

/* Offer pills (coverage type list) */
.faq-offer-list {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 12px 0 16px;
}
.faq-offer-pill {
  background: var(--light);
  border: 1.5px solid var(--border);
  color: var(--text);
  font-weight: 700;
  font-size: 0.83rem;
  padding: 7px 16px;
  border-radius: 50px;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}
.faq-offer-pill::before {
  content: "✔";
  color: var(--primary);
  font-weight: 700;
}

/* Benefits grid (2×2) */
.faq-benefit-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 10px;
  margin: 14px 0;
}
.faq-benefit-card {
  background: var(--light);
  border-radius: 8px;
  padding: 14px 16px;
  border-left: 4px solid var(--primary);
}
.faq-benefit-card strong {
  display: block;
  color: var(--text);
  font-size: 1rem;
  margin-bottom: 4px;
  font-weight: 700;
}
.faq-benefit-card span {
  color: var(--muted);
  font-size: 0.94rem;
}

/* Why-it-matters cards (column stack) */
.faq-why-grid {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin: 14px 0;
}
.faq-why-card {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  background: var(--light);
  border-radius: 8px;
  padding: 14px 16px;
  border-left: 4px solid var(--primary);
}
.faq-why-icon {
  font-size: 1.3rem;
  flex-shrink: 0;
  margin-top: 1px;
}
.faq-why-card strong {
  display: block;
  color: var(--text);
  font-size: 1rem;
  margin-bottom: 3px;
  font-weight: 700;
}
.faq-why-card span {
  color: var(--muted);
  font-size: 0.94rem;
}

/* CTA cards at bottom of each block */
.faq-cta-card {
  border-radius: 12px;
  padding: 22px 26px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}
.faq-cta-primary {
  background: color-mix(in srgb, var(--primary) 7%, white);
  border: 1.5px solid color-mix(in srgb, var(--primary) 18%, transparent);
}
.faq-cta-accent {
  background: color-mix(in srgb, var(--accent) 7%, white);
  border: 1.5px solid color-mix(in srgb, var(--accent) 18%, transparent);
}
.faq-cta-card strong {
  display: block;
  color: var(--text);
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 3px;
}
.faq-cta-card span {
  color: var(--muted);
  font-size: 0.96rem;
}

/* Divider between blocks */
.faq-divider {
  border: none;
  border-top: 1.5px dashed var(--border);
  margin: 48px 0;
}

/* Responsive tweaks */
@media (max-width: 640px) {
  .faq-benefit-grid {
    grid-template-columns: 1fr;
  }
  .faq-cta-card {
    flex-direction: column;
    align-items: flex-start;
  }
  .faq-block-title {
    font-size: 1.3rem;
  }
}

/* ════════════════════════════════════════════════════════════
   RESPONSIVE
   ════════════════════════════════════════════════════════════ */
@media (max-width: 1100px) {
  .services-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .testi-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 32px;
  }
  .footer-col--contact {
    grid-column: 1 / -1;
  }
  .footer-contact-list {
    flex-direction: row;
    flex-wrap: wrap;
    gap: 20px;
  }
  .footer-contact-item {
    min-width: 180px;
  }
  .about-inner {
    grid-template-columns: 280px 1fr;
  }
  .contact-grid {
    grid-template-columns: 300px 1fr;
  }
  .contact-form-wrap {
    padding: 56px 40px;
  }
}

@media (max-width: 900px) {
  nav {
    padding: 0 20px;
    border-bottom-width: 2px;
  }
  .nav-links {
    display: none;
  }
  .hamburger {
    display: flex;
  }
  .hero-grid {
    grid-template-columns: 1fr;
    padding: 64px 0 100px;
  }
  .hero-card {
    max-width: 520px;
  }
  .about-inner {
    grid-template-columns: 1fr;
  }
  .about-sidebar {
    padding: 52px 40px;
  }
  .about-main {
    padding: 52px 40px;
  }
  .contact-grid {
    grid-template-columns: 1fr;
  }
  .contact-info {
    padding: 52px 40px;
  }
  .contact-form-wrap {
    padding: 52px 40px;
  }
}

@media (max-width: 640px) {
  .container {
    padding: 0 20px;
  }
  nav {
    padding: 0 20px;
  }
  .nav-inner {
    height: 66px;
  }
  .logo-text {
    font-size: 1.15rem;
  }
  .logo-text span {
    display: none;
  }
  #home::after {
    height: 50px;
  }
  .hero-grid {
    gap: 40px;
    padding: 52px 0 80px;
  }
  .hero-title {
    font-size: clamp(2.5rem, 9vw, 3.4rem);
  }
  .hero-sub {
    font-size: 0.97rem;
  }
  .hero-actions {
    gap: 10px;
  }
  .hero-actions .btn {
    padding: 12px 24px;
    font-size: 0.96rem;
  }
  .hero-stats {
    gap: 20px;
  }
  .hero-img-wrap {
    height: 200px;
  }
  .services-grid {
    grid-template-columns: 1fr;
  }
  .service-card {
    padding: 32px 24px;
  }
  .testi-grid {
    grid-template-columns: 1fr;
  }
  .testi-card {
    padding: 28px 22px;
  }
  .form-row {
    grid-template-columns: 1fr;
  }
  .quote-form {
    padding: 28px 20px;
  }
  .footer-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }
  .footer-col--contact {
    grid-column: auto;
  }
  .footer-contact-list {
    flex-direction: column;
  }
  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }
  .trust-inner {
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
  }
  .trust-bar {
    padding: 16px 20px;
  }
  .values-list {
    grid-template-columns: 1fr;
  }
  .about-sidebar {
    padding: 40px 24px;
  }
  .about-main {
    padding: 40px 24px;
  }
  .contact-info {
    padding: 40px 24px;
  }
  .contact-form-wrap {
    padding: 32px 20px;
  }
  #style-switcher {
    bottom: 12px;
    right: 12px;
  }
  .switcher-pill {
    padding: 6px 10px;
    font-size: 0.7rem;
  }
}

/* ════════════════════════════════════════════════════════════
   RESPONSIVE ENHANCEMENTS — comprehensive mobile polish
   Breakpoints: 1100 · 900 · 640 · 480
   ════════════════════════════════════════════════════════════ */

/* ── Tablet (≤1100px) — trim section padding ─────────────── */
@media (max-width: 1100px) {
  #services,
  #testimonials,
  #faq {
    padding: 80px 0;
  }
  #states {
    padding: 72px 0;
  }
  .hero-grid {
    grid-template-columns: 1fr;
    padding: 72px 0 110px;
  }
  .hero-card {
    max-width: 560px;
  }
}

/* ── Medium tablet (≤900px) additions ───────────────────── */
@media (max-width: 900px) {
  #services,
  #testimonials,
  #faq {
    padding: 68px 0;
  }
  #states {
    padding: 60px 0;
  }
  .services-header,
  .testi-header,
  .faq-header {
    margin-bottom: 44px;
  }
  .hero-stats {
    gap: 24px;
  }
  .stat-num {
    font-size: 2.6rem;
  }
  .hero-card {
    max-width: 100%;
  }
  .container {
    padding: 0 28px;
  }
  .section-title {
    font-size: clamp(2.2rem, 5vw, 3.2rem);
  }
}

/* ── Mobile (≤640px) additions ──────────────────────────── */
@media (max-width: 640px) {
  body {
    font-size: 17px;
  }
  #services,
  #testimonials,
  #faq {
    padding: 56px 0;
  }
  #states {
    padding: 48px 0;
  }
  .hero-card {
    max-width: 100%;
  }
  .hero-stats {
    gap: 18px;
  }
  .stat-num {
    font-size: 2.2rem;
  }
  .services-header,
  .testi-header,
  .faq-header {
    margin-bottom: 36px;
  }
  .testi-rating-score {
    font-size: 2.6rem;
  }
  .nav-logo-img {
    height: 44px;
  }
  .about-ctas {
    flex-direction: column;
  }
  .about-ctas .btn {
    width: 100%;
    justify-content: center;
  }
  .contact-method {
    padding: 12px 14px;
  }
}

/* ── Extra-small phones (≤480px) ────────────────────────── */
@media (max-width: 480px) {
  .container {
    padding: 0 16px;
  }
  body {
    font-size: 16px;
  }
  #services,
  #testimonials,
  #faq {
    padding: 44px 0;
  }
  #states {
    padding: 40px 0;
  }
  footer {
    padding: 48px 0 20px;
  }

  /* Nav */
  .nav-inner {
    height: 60px;
  }
  .nav-logo-img {
    height: 40px;
    padding: 3px 8px;
  }
  /* Hero */
  .hero-grid {
    padding: 44px 0 72px;
    gap: 28px;
  }
  .hero-badge {
    font-size: 0.65rem;
    padding: 6px 14px;
  }
  .hero-sub {
    font-size: 1rem;
  }
  .hero-actions {
    flex-direction: column;
    align-items: stretch;
  }
  .hero-actions .btn {
    width: 100%;
    justify-content: center;
    text-align: center;
  }
  .hero-stats {
    flex-direction: column;
    gap: 14px;
    padding-top: 20px;
  }
  .stat-num {
    font-size: 2rem;
  }
  .hero-card-body {
    padding: 22px 18px 26px;
  }
  .hero-card h3 {
    font-size: 1.25rem;
    margin-bottom: 14px;
  }
  .hero-img-wrap {
    height: 180px;
  }
  .coverage-item {
    padding: 10px 12px;
    gap: 10px;
  }
  .cov-icon {
    width: 34px;
    height: 34px;
    font-size: 0.95rem;
  }
  .cov-title {
    font-size: 0.92rem;
  }
  .cov-sub {
    font-size: 0.82rem;
  }

  /* Trust bar */
  .trust-item {
    font-size: 0.78rem;
  }

  /* Services */
  .service-card {
    padding: 28px 18px;
  }
  .svc-icon {
    width: 64px;
    height: 64px;
    font-size: 2rem;
  }
  .svc-title {
    font-size: 1.5rem;
  }
  .svc-desc {
    font-size: 1rem;
  }

  /* States */
  .states-grid {
    gap: 8px;
  }
  .state-pill {
    padding: 8px 16px;
    font-size: 0.86rem;
  }

  /* About */
  .about-sidebar {
    padding: 36px 20px;
  }
  .about-main {
    padding: 36px 20px;
  }
  .values-list {
    gap: 10px;
  }
  .value-item {
    padding: 14px;
  }

  /* Testimonials */
  .testi-card {
    padding: 22px 16px;
  }
  .testi-text {
    font-size: 1rem;
  }
  .testi-rating-bar {
    flex-direction: column;
    align-items: center;
    gap: 14px;
  }
  .testi-rating-divider {
    display: none;
  }
  .testi-avatar {
    width: 54px;
    height: 54px;
  }

  /* FAQ */
  .faq-q {
    padding: 14px 16px;
  }
  .faq-q-text {
    font-size: 0.95rem;
  }
  .faq-a-inner {
    padding: 14px 16px 18px;
    font-size: 0.95rem;
  }
  .faq-cta-card {
    padding: 16px 18px;
  }
  .faq-block-icon {
    width: 48px;
    height: 48px;
    font-size: 1.4rem;
  }

  /* Contact */
  .contact-info {
    padding: 36px 20px;
  }
  .contact-form-wrap {
    padding: 28px 16px;
  }
  .contact-method {
    padding: 10px 12px;
    gap: 10px;
  }
  .method-icon {
    width: 38px;
    height: 38px;
    font-size: 1rem;
  }

  /* Form */
  .quote-form {
    padding: 22px 14px;
  }
  .form-row {
    grid-template-columns: 1fr;
  }

  /* Footer */
  .footer-grid {
    gap: 24px;
  }
  .section-tag {
    font-size: 0.64rem;
    padding: 4px 12px;
  }

  /* Style switcher — compact on tiny screens */
  .switcher-label {
    display: none;
  }
  .switcher-pill span:not(.swatch) {
    display: none;
  }
  .switcher-pill {
    padding: 6px 8px;
  }
}

/* ── Logo text scaling for mid-size screens ─────────────── */
@media (max-width: 900px) {
  .logo-text {
    font-size: clamp(1.1rem, 3.5vw, 1.6rem);
  }
  .logo-text span {
    font-size: 0.72rem;
  }
}

/* ── Top bar responsive ─────────────────────────────────── */
@media (max-width: 900px) {
  #top-bar {
    height: 36px;
  }
  nav {
    top: 36px;
  }
  #home {
    padding-top: 116px; /* 36px + 80px nav */
  }
  .top-bar-inner {
    padding: 0 20px;
  }
}

@media (max-width: 640px) {
  .top-bar-hide-sm {
    display: none;   /* hide email + hours, keep phone only */
  }
  #top-bar {
    height: 34px;
  }
  nav {
    top: 34px;
  }
  #home {
    padding-top: 100px; /* 34px + 66px nav */
  }
  .top-bar-inner {
    padding: 0 16px;
    justify-content: center;  /* centre the phone on mobile */
  }
  .top-bar-left {
    display: none;
  }
  .top-bar-phone {
    font-size: 0.82rem;
    padding: 3px 12px 3px 9px;
  }
  .top-bar-phone strong {
    font-size: 0.86rem;
  }
}

@media (max-width: 480px) {
  #top-bar {
    height: 32px;
  }
  nav {
    top: 32px;
  }
  #home {
    padding-top: 92px; /* 32px + 60px nav */
  }
}